Upstart logo

Principal UX Researcher

Upstart Remote (🇺🇸 United States of America)

Remote $198,700 - $275,000 Full-time Senior

Establish and scale a dedicated UX research practice by defining methodologies, standards, and tools across product teams. Lead high-impact research initiatives that inform product strategy and enable cross-functional teams to make data-driven decisions.

Responsibilities

  • Establish and scale a UX research practice, including methodologies, standards, and tools used across product teams
  • Lead high-impact, cross-functional research initiatives that inform product strategy and roadmap decisions
  • Enable designers and product managers to conduct effective day-to-day research through toolkits, templates, and best practices
  • Build and maintain research infrastructure — participant recruiting pipelines, research repositories, and insight-sharing systems that make findings accessible and actionable across teams
  • Partner with Product, Engineering, and Consumer Insights leaders to ensure research has an informed and influential voice in product decisions — bridging horizontal insights across a multi-product lending portfolio
  • Define and promote best practices for conducting research in a regulated environment with sensitive borrower data
  • Balance speed and rigor by prioritizing research that drives timely, actionable insights

Requirements

  • Bachelor's degree in Human-Computer Interaction, Psychology, Sociology, Statistics, or a related field (or equivalent practical experience)
  • 8+ years of experience conducting UX research using qualitative and quantitative methods
  • Experience building or scaling a UX research practice, including establishing processes, tools, or frameworks
  • Demonstrated experience leading research that influenced product strategy or roadmap decisions
  • Experience working in complex, multi-product environments

Benefits

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
  • Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
  • Health Savings Account contributions from Upstart for eligible plans
  • Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
  • Paid time off, sick and safe time, and company holidays
  • Paid family and parental leave to support caregiving and major life moments
  • Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial wellness resources, including access to financial planning tools and a financial concierge service
  • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
  • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
  • Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
  • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices

Key Skills

UX research Qualitative and quantitative methods Research practice development Cross-functional leadership Product strategy Roadmap decisions Design thinking User-centered design Human-computer interaction Psychology Sociology Statistics Data analysis Research infrastructure Participant recruiting Research repositories Insight-sharing systems Regulated environment Sensitive borrower data Research methodologies Best practices Toolkits Templates Agile Scrum Communication Collaboration Stakeholder management Influence Negotiation Problem-solving Time management Prioritization Leadership Mentoring Coaching AI-assisted research tools Financial services Fintech Consumer lending products

About Upstart

Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org

BEFORE YOU APPLY

Make sure your resume makes it through AI screening

Upload your resume

Never miss similar opportunities 🔔

Get notified when new ux research jobs that match your preferences become available. Set up personalized job alerts to stay ahead of the competition.