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Principal Product Designer, Lending

Chime 🇺🇸 San Francisco, California, United States of America

$222,000 - $290,000 Full-time Senior

Own end-to-end design for high-priority lending initiatives, from problem framing and discovery through launch and iteration, translating complex financial products into clear, trustworthy member experiences. Shape product direction with cross-functional partners, use research and data to improve outcomes, and strengthen reusable design patterns while applying strong visual and interaction craft.

Responsibilities

  • Own end-to-end design for high-priority lending initiatives, from problem framing and discovery through launch and iteration, translating complex financial products into clear, trustworthy member experiences. Shape product direction with cross-functional partners, use research and data to improve outcomes, and strengthen reusable design patterns while applying strong visual and interaction craft.

Requirements

  • Candidates should demonstrate exceptional visual craft and strategic product thinking, with a track record of taking complex digital products from definition through launch and iteration. They should be skilled in interaction design, Figma and prototyping, and using customer insight or quantitative signals to make decisions in high-compliance environments.

Benefits

  • Bonus
  • Equity Package
  • Health Benefits
  • Financial Benefits
  • Wellbeing Benefits
  • Backup Child, Elder, and Pet Care
  • Subsidized Commuter Benefits
  • Generous Vacation Policy
  • Company-Wide Paid Days Off
  • Community Service Time Off
  • Annual Wellness Stipend
  • Paid Parental Leave
  • Family Planning Reimbursement

Key Skills

Product design Interaction design User research Design thinking Figma Prototyping (high‑fidelity prototypes) Wireframing Design systems Visual design Data‑driven decision making Customer insight analysis Quantitative signal interpretation High‑compliance environment experience Cross‑functional collaboration Stakeholder communication Problem framing Discovery research Usability testing Iteration and refinement Information architecture User flow mapping Strategic product thinking Leadership in design direction Mentoring junior designers Agile methodology Creative storytelling

About Chime

Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions. By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals—among many other things. Since 2012, we’ve grown our team to more than 1300 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to

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