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Senior Product Designer

Upstart 🇺🇸 United States of America

Hybrid $162,100 - $224,500 Full-time Senior

You will lead the design of AI-powered payment experiences, bridging platform capabilities with user needs across web and conversational interfaces. You will partner with product and engineering teams to translate complex financial workflows into intuitive, high-impact user experiences.

Responsibilities

  • Design end-to-end payment experiences across web interfaces and conversational AI agents, ensuring consistency and clarity across interaction modes
  • Translate complex payment workflows into intuitive user experiences that handle edge cases and error states effectively
  • Define and evolve interaction patterns for conversational interfaces, including dialogue flows, fallback behaviors, and multi-step task completion
  • Partner closely with product managers and engineers to shape product direction, scope solutions, and deliver high-impact user outcomes
  • Use data and experimentation to iterate on designs and improve key metrics such as payment success and engagement

Requirements

  • Bachelor’s degree in Design, Human-Computer Interaction, Computer Science, or a related field (or equivalent practical experience)
  • 5+ years of product design experience delivering end-to-end user experiences for digital products
  • Experience designing conversational, chat-based, or AI-assisted user interfaces
  • Experience designing complex workflows with branching logic, edge cases, and error handling
  • Proficiency with Figma and prototyping tools for interactive or conversational flows

Benefits

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants
  • Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
  • Affordable medical, dental, and vision coverage, with multiple plan options
  • Health Savings Account contributions from Upstart for eligible plans
  • Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage

Key Skills

Product design Figma Conversational interfaces AI-assisted user interfaces Complex workflows Branching logic Error handling Prototyping tools Data analysis Experimentation Collaboration Communication

About Upstart

Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org

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